crEATive

Remember how I told you I know just what you need, yeah well, I just want to assert that position today as I give you a financial advisor person (actually not a real financial advisor,but hey, who's checking,right?) who taught me a little something about financial literacy. Read through and soak up some of the knowledge I don't possess but try to pass off as my own; By Nat Githinji Darlings, darlings.  As we all know, the new year comes with its perks. The dreaded Njaanuary is one of them. Now I know y'all have new year resolutions. And many of us have the common eye pathology (yes,I am a medic) where we don't see anything when we look into our pockets. Worry not though, Auntie Nat is here to save the day. Here are a few tips to make the January blues, well, less blue. 1. DO NOT MAKE IMPULSE PURCHASES. This has been said over and over. Instant purchases lead to instantly broke *insert your name here*. One wise man said failing to plan is planning to fail. These

Excessive heat, check Water rationing, check Electricity rationing ,check Mama mboga loans,check Well, seeing as we have all we need for a Nairobi January, why don't we get started. January, also known as, Njaanuary on this side of things, has come. Bearing gifts such as heat and rationing. There you are, up early to go slave at the office, the only thing between you and poverty is that fifty bob you have for fare back home and Mama Mboga who of late has become your number one BFF, loaning you here and there, you know,helping you out in these tough times. This might be your story or might not be your story, depends on your level of financial planning. This is what I come with today; Financial Literacy. Now don't get me wrong, I am not the most financially literate earthling around (Heavens know I'm not even half of it) but I think I try. I am not much of an impulse buyer, what I am more of is an impulse EATER. I know over the years I have been doing this, quite a g